随着互联网金融业的快速发展,政府和企业也逐渐认同此种融资方式和渠道,给私营小企业的融资解决了一定的问题。本文结合我国目前的社会经济形势,简要介绍私营小企业在融资过程中造成融资难的成因并提出解决对策,以供参考。 With the rapid development of the Internet finance industry, the government and enterprises have also gradually accepted such financing methods and channels, and have solved certain problems for the financing of private small businesses. Based on the current socio-economic situation in our country, this paper briefly introduces the causes of financing difficulties caused by private small businesses in the financing process and puts forward solutions to them for reference.