论文部分内容阅读
辽宁某信托投资公司张达问: 大连市某房屋开发公司最近向我公司申请1500万元、期限为三年的贷款,并由大连某集团公司作为担保人。该两单位承诺在贷款合同生效后,如开发公司不能按期归还贷款及利息,将由大连某集团公司承担连带赔偿责任。目前,从借款人及担保人的资信情况看可以与其签约,但不知采取什么担保方式对我公司实现债权更为有利。请予指教。
Zhang Da, a trust and investment company in Liaoning, asks: A real estate development company in Dalian recently applied for 15 million yuan from our company with a term of three years and was guarded by a certain group company in Dalian. The two units promised that after the loan contract came into effect, if the development company failed to repay the loan and interest on schedule, Dalian Group Company would be jointly and severally liable for compensation. At present, borrowers and guarantors from the credit information can see its contract, but I do not know what kind of security to my company claims more favorable. Please advise.