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近年来,住房紧张成为了社会关注的问题之一,政府及时推出了住房公积金贷款政策。住房公积金贷款作为国家政策性住房金融的主体,由于其不求盈利、政府直接管理的特点,成为了职工的住房贷款首选。但是,随着社会的多元化发展,住房公积金贷款存在了越来越多的风险。本文通过分析住房公积金贷款存在的风险,对住房公积金贷款风险的防范措施进行研究。
In recent years, the housing shortage has become one of the social concerns, and the government has promptly introduced the loan policy for housing provident fund. Housing provident fund loans as the mainstay of the national policy housing finance, because of its not for profit, the direct management of the government has become the preferred housing loans for workers. However, with the diversified development of society, housing provident fund loans have more and more risks. This paper analyzes the risk of housing provident fund loans to study the precautionary measures of housing provident fund loans.