1何谓逆序住房抵押贷款*不管在世界上哪个国家,对于绝大多数普通居民家庭来说,住房一般就是家庭最主要的资产,尤其在现代的住房按揭制度下,人们需要将工资收入的相当比例,长年累月(15～30年)用于归还购房贷款,一般要到50～60岁时还清贷款,才在真正意义上拥有属于自己的完全产权 1 What is reverse housing mortgage loan * No matter in which country in the world, for the vast majority of ordinary households, housing is generally the most important asset of the family, especially in the modern housing mortgage system, people need to be a considerable proportion of wage income , For many years (15 to 30 years) for the repayment of purchase loans, usually to 50 to 60 years old to pay off the loan, only in the true sense of ownership of their own full ownership