农村信用社作为服务、支持“三农”的主要金融机构，基本没有涉足房地产信贷业务。而今，随着我国金融体制和住房分配制度改革步伐的加快，城区农村信用社必须在经营上适应市场的需求，不断拓展新业务。开展居民住房信贷业务，既是市场的需要，也是农村信用社自身效益的内... Rural credit cooperatives as a service to support the “three rural” major financial institutions, basically did not get involved in the real estate credit business. Nowadays, with the acceleration of the reform of the financial system and housing distribution system in our country, the urban RCCs must adapt themselves to the needs of the market and constantly expand new businesses. To carry out residential housing credit business, both the needs of the market, but also the effectiveness of rural credit cooperatives within the ...