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衡量扶贫贷款质量优劣的最基本的标准是看扶持贫困户数量的多少、脱贫率的高低与贷款收回率的大小。纵观我省扶贫贷款管理使用现状,我们认为,扶贫贷款的投入,已产生了一定的社会、经济效果,但质量不高,却是无庸讳言的事实。因此,当务之急是必须在完善扶贫投入机制方面狠下功夫。 我省扶贫贷款质量问题集中表现在非正常贷款居高不下,一些地方甚至呈上升趋势。到1994年末我省列入全国“八七攻坚”计划之内的10个重点贫困县的非正常扶贫贷款达5787万元,占扶贫贷款余额的25.6％。其中非正常贷款超过余额三分之一的县有四个(平江、花垣,永顺、保靖)。已不属国家重点贫困县的地方,非正
The most basic measure of the pros and cons of poverty alleviation loans is to look at how many poverty-stricken households are supported, the level of poverty reduction and the loan recovery rate. Looking at the present situation of poverty alleviation loan management in our province, we think that the input of poverty alleviation loans has produced some social and economic results, but the quality is not high but it is indisputable fact. Therefore, it is imperative that we must make great efforts to improve the input mechanism for poverty alleviation. The quality problems of poverty alleviation loans in our province are concentrated in the high level of non-normal loans and in some places even upward trend. By the end of 1994, the non-normal loans for poverty alleviation in 10 key poverty-stricken counties under the “8 August Arming” program in our province amounted to 57.87 million yuan, accounting for 25.6% of the balance of poverty alleviation loans. Four counties with non-normal loans exceeding one third of the balance (Pingjiang, Huayuan, Yongshun and Baojing). Already not a national key poverty-stricken counties, not right