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随着中国改革开放的深入,保险作为社会保障体系的一个重要组成部分得到迅速发展,大量保险赔付对稳定企业经营,保障经济发展,安定人民生活,发挥了积极作用.但是,一股浊流也在保险理赔中悄然流淌.据报道:中国人民保险公司仅1983年7月至1994年8月就识破涉外骗赔案20多起,诈骗金额达9000万美元;人保大连金州分公司的统计数字也表明:1994年1—4月份,在索赔总额近19万元的758个住院医疗保险案件中,假案竟有606个,占案件总数的80%,骗赔额近14万元,占总额的74%.保险骗赔奇招迭出,花样万千,令人防不胜防.
With the deepening of China’s reform and opening up, insurance has rapidly developed as an important part of the social security system, and a large number of insurance claims have played a positive role in stabilizing business operations, ensuring economic development and stabilizing people’s lives.However, It is reported that PICC only reported more than 20 cases of fraud involving foreign parties from July 1983 to August 1994, and the amount of fraud was up to 90 million U.S. dollars. The statistics of PICC Dalian Jinzhou Branch It also shows that from January to April 1994, out of 758 cases of medical insurance with a claim totaling nearly 190,000 yuan, 606 were fake cases, accounting for 80% of the total number of cases and the amount of fraud was nearly 140,000 yuan, accounting for a total amount of 74% of the insurance fraud claims odd move after another, tricks, it is impossible to prevent.