一、工伤与工伤保险概念的界定所谓工伤,是职业性伤害的简称,包括工作意外事故和职业病所导致的伤残与死亡。在工业社会中,机器的使用和工业的发展,一切生产领域和公务活动中普遍存在着突发性意外伤害事故和持续性职业病的可能,现代人面临着频频发生的工伤事故和职业病危害的威胁。工伤事故既是劳动安全问题,也是社会问题,更是社会保险需要解决的基本问题 First, the definition of the concept of work-related injury and work-related injury The so-called work-related injuries, is the abbreviation of occupational injuries, including work accidents and occupational diseases caused by disability and death. In industrial society, the use of machines and industrial development, the possibility of sudden accidental injuries and persistent occupational diseases are prevalent in all fields of production and public service activities and the modern people are at risk of frequent industrial accidents and occupational hazards . Work-related accidents are not only labor safety issues but also social problems, which are also the basic problems to be solved in social insurance