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在现代信息技术的推动下,中国互联网金融实现了令人瞩目的快速增长。近期,相关监管框架和指导意见陆续出台,标志着互联网金融开始进入规范发展阶段。金融是国民经济发展的命脉,我们有必要立足长远,通过借鉴国际监管经验,进一步促进互联网金融健康发展。一、我国互联网金融取得较快发展近年来,中国互联网金融取得了快速发展,在业务规模、多元化程度和客户数量上均处于全球领先地位。据中国互联网金融行业协会的统计,截至
Driven by modern information technology, China’s Internet finance has achieved remarkable and rapid growth. Recently, the relevant regulatory framework and guidance issued one after another, marking the beginning of the Internet finance into a standardized stage of development. Finance is the lifeblood of the development of the national economy. It is necessary for us to base ourselves on the long-term and further promote the healthy development of Internet finance by drawing on international regulatory experience. I. Rapid Development of Internet Finance in China In recent years, China’s Internet finance has achieved rapid growth with a leading position in the world in terms of business scale, diversification and number of customers. According to China Internet Financial Industry Association statistics, as of