引言我国在金融消费者保护的理论和实践方面存在的不足,主要表现为法律不够完善和金融监管方面存在缺陷,特别是在当前互联网金融大发展的趋势下,互联网金融所具有的不同于传统金融的特征,给金融消费者保护带来了很多新的问题和挑战。因此,有必要在金融消费者保护现状的基础上,结合互联网金融的特点,深入分析互联网金融消费者权益保护问题,并给出完善建议。 Introduction The shortcomings of our country in the theory and practice of financial consumer protection are mainly manifested in the imperfect laws and the defects in financial regulation. Especially under the current trend of great development of Internet finance, Internet finance has different characteristics from traditional financial The characteristics of the financial consumer protection has brought many new problems and challenges. Therefore, on the basis of the status quo of financial consumers protection, it is necessary to analyze in depth the protection of Internet financial consumers’ rights and interests and give some suggestions based on the characteristics of Internet finance.