编辑同志:尚某决定向保险公司投保,在按保险公司要求进行体检并缴纳保险费后,尚某因为药物性多器官功能损害而全身衰竭死亡。尚某之妻董某向保险公司提出给付保险金的要求。经保险公司调查,发现尚某患有牛皮癣,并且服用激素很久。保险公司认为,投保书中有关于“有无慢性疾病或自觉不适症状”的条款,投保人对此告知 Editor’s Comrade: Shangmou decided to insure the insurance company, insured by the insurance company in accordance with the medical examination and pay the premium, Shangmou because of the drug-induced multiple organ dysfunction and death of systemic failure. Shang Mou’s wife Dongmou to the insurance company to pay the insurance requirements. The insurance company survey found that there is still suffering from psoriasis, and taking hormones for a long time. Insurance companies believe that the insured book on “with or without chronic diseases or symptoms of unconscious ” terms, the insured told this