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近年来,湖南省永州市零陵区农村信用合作联社坚持“防范和化解不良贷款乃科学发展之关键”的工作思路,切实加强信贷管理,采取“一防二创三治”的工作举措,在金融危机影响持续、经济下行的环境下,仍然取得了不良贷款连续五年“双降”的成果。近三年,零陵区联社累计清收不良贷款23021万元,截至2012年11月底,该社五级分类不良贷款余额
In recent years, the Lingling District Rural Credit Cooperative Association of Yongzhou City, Hunan Province, adhered to its work train of thought on “preventing and resolving the problem of non-performing loans being the key to scientific development”, earnestly strengthened credit management and adopted the principle of “ Of the work measures, the continued impact of the financial crisis, the economic downturn in the environment, still achieved non-performing loans for five consecutive years ”double down" results. In the past three years, the Lingling District Associated Press collected a total of 230.21 million yuan of non-performing loans. As of the end of November 2012, the non-performing loans of the five-tier classification of the society