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农业保险通常是由私人或作为国有保险公司开展,由政府支持的以市场为基础的活动。越来越多的人对风险管理,促进农业投资,获得信贷,并为农民提供财政稳定和的其他参与者在农业价值链感兴趣。本文以世界银行做出的一项全球的调查为基础,分析了政府各种干预行为。农业保险在技术上,组织和财政上是复杂的,从而导致了对保险市场和政府做出适当的干预行为都是挑战。本文会参考发展农业保险的国际经验,政府的干预行为和中国农业保险市场的迅速扩张相联系。
Agricultural insurance is usually government-backed market-based activities carried out by private individuals or as state-owned insurance companies. More and more people are interested in agricultural value chains for risk management, promoting agricultural investment, obtaining credit, and providing farmers financial stability and other participants. Based on a global survey by the World Bank, this article analyzes various government interventions. Agricultural insurance is technically, organizationally and financially complex, resulting in the challenge of making appropriate interventions in the insurance market and in government. This article refers to the international experience in developing agricultural insurance and the government intervention is linked to the rapid expansion of China’s agricultural insurance market.