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被称为是富有者盛宴的个人消费贷款,对于有朝一日急需用钱时,却遭遇到告贷无门的普通百姓,该如何善加利用日益丰富的金融产品,在金触活动活跃的当今社会中立于不败之地?日前,建行在浙江分行建立起个人信用信息库,只要在该行有过存、贷款记录的客户,其信息均将完整无缺地保存在该行的个人信用信息库里,成为该行的信用客户。该系统的运行,可为个人申请贷款提供历史依据。
Called the rich consumer feast of personal consumer loans, one day in urgent need of money, but suffered ordinary people without credit, how to make good use of the increasingly rich financial products in active gold touch active in today’s society neutral Undefeated? Recently, China Construction Bank branch in Zhejiang Province to establish a personal credit information base, as long as the bank has a deposit, loan records of the customer, the information will be kept intact in the bank’s personal credit information base, a The bank’s credit customers. The operation of the system can provide a historical basis for individuals to apply for loans.