为了提高项目还贷的工作成效，以浙江省临安市为例，对还贷工作中的还贷意识、经济风险、项目林和公益林的矛盾等诸多问题，进行深入剖析，并提出了落实公益林补偿机制、政府财政担保、减免税费、降低贷款利息、延长贷款期限等建议，以促进项目还贷工作顺利进行。 In order to improve the efficiency of loan repayments, this paper takes Lin’an City of Zhejiang Province as an example to conduct an in-depth analysis of many issues such as repaying loan repayments, economic risks, contradictions between project forests and public welfare forests, Forest compensation mechanism, the government financial guarantee, tax relief, reduce interest on loans, extend the loan deadline and other recommendations to promote the smooth repayment of the project work.