近些年我国经济不断得到发展,互联网金融作为新兴产业更是受到国内外的广泛关注,许多专业人士对互联网金融的发展进行了全方位的研究和探讨。当前阶段,我国互联网金融的整体框架还未成熟,仍存在一定的不足,本篇文章主要针对产业间的融合、金融创新和对金融深层次的研究等方面,建立起互联网金融的独特框架体系,这也就意味着企业在产业融合的前提下,不断地拓展新的业务范围,深化金融方面的改革,从而促进互联网金融的快速发展。 In recent years, China’s economy has been continuously developed. As an emerging industry, Internet finance is widely concerned both at home and abroad. Many professionals have conducted a comprehensive study and discussion on the development of Internet finance. At present, the overall framework of Internet finance in our country is still immature, and there are still some shortcomings. This article mainly focuses on the inter-industry integration, financial innovation and deep research on finance, and establishes the unique framework of Internet finance. This means that under the premise of industrial integration, enterprises will continuously expand new business scopes and deepen the reform in finance so as to promote the rapid development of Internet finance.