近年来,高校助学贷款工作已初见成效,但也存在着一些问题。产生这些问题的原因是多方面的。对此,应采取学习借鉴发达国家经验、创新生源地贷款政策、完善大学生资助体系、建立诚信教育与保障体系等措施。 In recent years, the work of student loans in colleges and universities has achieved initial success, but there are also some problems. There are many reasons for these problems. In this regard, we should take measures to learn from the experience of developed countries, innovate the loan policies for students, improve the funding system for undergraduates, and establish an honest education and guarantee system.