目前中国的社会信用体系不完善,在经济生活中严重缺乏信用,信用已到了崩溃的边缘。据报载,中国每年因缺乏诚信造成的经济损失达5855亿元。诚信缺失已成为中国企业发展的巨大障碍。现在,假冒伪劣商品充斥市场、合同不能履行、经理人缺乏诚信、各种故意性经济诈骗层出不穷,以及普遍的相互拖欠现象等,严重程度触目惊心,已经给国家和企业造成很大损失。 At present, China’s social credit system is not perfect, there is a serious lack of credit in economic life, and credit has come to the brink of collapse. It has been reported that the economic losses caused by lack of integrity in China each year amount to 585.5 billion yuan. The lack of integrity has become a huge obstacle to the development of Chinese enterprises. At present, fake and shoddy goods are flooding the market, contracts can not be fulfilled, managers lack integrity, various kinds of deliberate economic fraud emerge in an endless stream, and widespread mutual defaults are all alarming in severity, which has caused great losses to the country and enterprises.