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陕西省于2007年7月在泾阳县实施了奶牛政策性农业保险的试点。本文按照条件价值评估方法,于2007年11月在泾阳县以支付卡式问卷调查对127户奶牛养殖户进行了实地调查,以调查数据为依据,测算了当地养殖户奶牛保险费用支付意愿,并运用Logistic回归模型分析了影响农户奶牛保险支付意愿的主要因素。结论认为,泾阳县奶牛保险试点中对畜龄2～8周岁奶牛实际征收保费标准低于养殖户平均支付意愿,是否接受保费、是否了解补贴、养殖户个体特征即受教育年限、养殖经验、年龄等是影响其保险支付意愿的主要因素。
Shaanxi Province in July 2007 in Jingyang County implemented a pilot dairy cow policy insurance. According to the method of conditional value assessment, 127 dairy cows were surveyed by cash card questionnaire in Jingyang County in November 2007, and based on the survey data, the willingness to pay for local dairy cows’ insurance premiums was calculated. Using Logistic regression model to analyze the main factors affecting the willingness of farmers to pay for dairy insurance. The conclusion is that in Jingyang County dairy cow insurance pilot, the actual premiums for dairy cows aged 2 to 8 years are lower than the average willingness of farmers to pay premiums and subsidies. The individual characteristics of farmers are the years of education, breeding experience, age Etc. are the main factors affecting their willingness to pay for insurance.