金融资源是一种对经济发展具有战略性影响的资源,其在某一地域内的集中会对当地及周边地区的经济发展发挥很大的促进作用。长三角、珠三角和环渤海是我国经济快速发展的引擎,而山东半岛蓝色经济区是环渤海地区与长三角地区的重要结合部,其金融资源大量集中于青岛市。本文对三大经济圈及其蓝色经济区的金融发展和集聚现状进行分析,并实证检验了上海、深圳、北京和青岛对这些地区经济的增长效应及辐射效应。在此基础上,本文提出了促进山东半岛蓝色经济区经济持续稳定增长的对策。 Financial resources are resources that have a strategic impact on economic development. Their concentration within a certain geographical area can greatly promote the economic development of the local and surrounding areas. The Yangtze River Delta, Pearl River Delta and the Bohai Rim are the engines of rapid economic development in our country. The Shandong Peninsula Blue Economic Zone is an important combination of the Bohai Rim and the Yangtze River Delta region with a large concentration of financial resources in Qingdao. This article analyzes the current situation of financial development and agglomeration in the three major economic circles and their blue economic zones and empirically tests the growth and radiation effects of the economic growth in these regions by Shanghai, Shenzhen, Beijing and Qingdao. On this basis, this paper puts forward some countermeasures to promote sustained and steady economic growth in the blue economic zone of Shandong Peninsula.