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随着小微企业的不断发展壮大,小额贷款公司也随之兴起,为小微企业和个体工商户等提供了必要的金融保障。然而受困于其经营模式的弊端,导致其面临着成本控制及经营风险等方面的难题。为更好地发挥出小额贷款公司对经济发展的作用,政府有关部门应该根据实际情况对原有的法律法规进行调整,给小额贷款公司创造更大的发展空间。
As small and micro-sized enterprises continue to grow and develop, micro-loan companies have also emerged, providing the necessary financial security for small and micro enterprises as well as individual industrial and commercial households. However, the disadvantages of being trapped in its business model have caused it to face the problems of cost control and operation risk. In order to give full play to the role of microcredit companies in economic development, relevant government departments should make adjustments to the existing laws and regulations to create more room for development for small loan companies.