当孩子来临,处于“筑巢期”的年轻小夫妇们的家庭生活、投资理财都将发生改变。严小姐的家庭目前就处于“筑巢期”。严小姐今年28岁,丈夫王先生29岁,结婚已两年多。双方都在北京的事业单位工作,夫妻两人皆有五险一金。现夫妻二人住在一套结婚时共同购买的房子里,每月有3500元房贷。双方父母退休后均能维持较好的生活水平,有医疗保障,不需二人帮助。 When children come, family life, investment and financial management of young and young couples who are in “nesting period” will change. Miss Yan’s family is currently in “nesting period.” Ms. Yan is 28 years old and her husband, Mr. Wang, is 29 and has been married for more than two years. Both parties work in institutions in Beijing, and both of them have five risks and one gold. Now the couple lived in a married couple to buy a house, a monthly mortgage of 3,500 yuan. Both parents can maintain a better standard of living after retirement, with medical insurance without the help of two people.