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探讨农村大病统筹医疗保险方案的关键技术—特殊人群中贫困人群的界定问题,对“收入平均数法”和“基数法”两种贫困测量技术。运用实际数据进行验证,结果显示这两种方法具有科学性、合理性和可操作性。贫困人群的界定,将为农村大病统筹医疗保险方案提供风险临界线和最大保险覆盖范围,从而为解决因病致贫问题提供重点的人群。
To explore the key technology of integrated program of medical insurance in rural areas - the definition of the poor among the special population and the two methods of measuring the average income and the base method. Using the actual data to verify, the results show that these two methods are scientific, reasonable and operable. The definition of the poor will provide a critical line of risk and a maximum coverage for the integrated plan of medical insurance for rural serious diseases so as to address the key causes of poverty caused by the disease.