随着经济的不断发展,社会成员间的经济交往逐步频繁。民间借贷作为一种最原始、最简便的融资方式,近几年来日趋活跃。据有关方面估计,1994年全国民间借贷资金至少有300—500亿元,1995年增至700—900亿元,1996年将超过1000亿,而且以经济活跃、民间百姓富庶的珠江三角洲和长江三 With the constant development of the economy, the economic exchanges among members of the society have been frequent and frequent. As one of the most primitive and easiest methods of financing, private lending has become increasingly active in recent years. It is estimated by relevant departments that at least 300-500 billion yuan of private lending funds will be spent nationwide in 1994, from 700-900 billion yuan in 1995 to over 100 billion in 1996. In addition, the Pearl River Delta and the Yangtze River Tripartite, which are economically active and rich in folk,