投资基金作为现代新型的金融工具,其有效运行和健康发展必须要以良好金融环境为依托。但在我国投资基金的发展过程中,由于相应的金融环境的建设没有及时跟上,出现了诸如基金组织的资格不具备、基金种类单一,操作管理不规范、投机性强、风险大等问题,并严重制约着我国投资基金的进一步健康发展。因此,必须加快构建我国投资基金规范运行和迅速健康发展的金融环境。针对 As a modern new-type financial instrument, investment fund must depend on a sound financial environment for its effective operation and healthy development. However, in the process of the development of China’s investment fund, due to the failure of the corresponding financial environment to keep up with the times, problems such as lack of qualification of the IMF, single types of funds, irregular operation and management, strong speculativeities and high risks have emerged. And severely restricts the further healthy development of China’s investment funds. Therefore, we must speed up the construction of the financial environment in which our investment funds operate in a regulated and rapid manner and in a healthy and healthy manner. against