回顾村镇银行的发展,七年来银监会始终坚持“低门槛、严监管”的培育原则,审慎选择先试点、后推广的培育路径,创新实施东西挂钩、城乡挂钩的培育政策,积极探索批量化组建、集约化管理的培育模式,我们认为村镇银行已经发展为数量初具规模,服务渐具特色的小微社区银行机构,成为服务“三农”和支持小微企业的新生力量,成为我国农村金融服务体系的重要组成部分。通过村镇银行试点也初步探索出了金融资源供给上东补西、服务质量上城带 In reviewing the development of village and town banks, the CBRC has always adhered to the principle of “low threshold and strict supervision”, carefully selected the path of cultivating students first, and then promoted the implementation of cultivating policies linking things to urban and rural areas and actively explored ways of batch We believe that the rural bank has developed into a small-scale and service-oriented small-bank community banking institution that has become a new force serving “agriculture, rural areas and farmers” and supporting small and micro enterprises and has become China’s rural financial service system is an important part. Pilot villages and towns banks have also initially explored the supply of financial resources on the East Buxiu, the quality of service on the city with