抵贷资产是指借款人不能按照合同规定归还贷款时,由借款人、贷款人、担保人三方协商,或经仲裁机构仲裁,或经法院判决和裁定,以借款人、担保人的抵押物、质押物或其他资产抵偿所欠金融机构贷款本息而形成的待处理资产。近年来,金融机构采取收回抵贷资产的情况大量增加,本文就如何加强其抵贷资产管理,防止资金流失,防范资产风险,略谈一些看法。一、抵贷资产管理中存在的问题在接收过程中,一是接收把关不严,部分金融机构为了完成上级下达的不良 Borrowing assets refers to the borrower can not return the loan in accordance with the provisions of the contract, the borrower, lender, the guarantor tripartite consultations, or arbitration by the arbitration agency, or court judgments, ruled by the borrower, guarantor of the collateral, Pledges or other assets to offset the loans and advances owed by financial institutions and the formation of the pending assets. In recent years, the financial institutions to take over the repayment of loans to assets a substantial increase in this article on how to strengthen its management of assets into credit, to prevent the loss of capital, to prevent asset risks, a brief talk about some views. First, the problems in the management of credit asset management In the reception process, one is to accept the lax check, some financial institutions in order to complete the parent issued a bad