次贷危机对全球经济的影响仍在不断加深。本文阐述了次贷危机对美国经济的冲击,分析了金融机构在这场危机中扮演的角色,对美国经济产生的影响,指出了我国规避风险的几点措施以及对我国经济发展的几点启示。 The subprime mortgage crisis on the global economy is still deepening. This article describes the impact of the subprime mortgage crisis on the U.S. economy, analyzes the role that financial institutions play in this crisis and their impact on the U.S. economy, and points out several measures China has taken to evade risks and some enlightenments on China’s economic development .