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2012年第三季度开始,中国资产管理分业经营壁垒被逐渐打破,银行、券商、保险、基金、信托、资产管理公司等各类资产机构涌向一片红海,泛资管时代正式来临。新的行业竞争格局压缩了原有制度红利,也为各类机构的混业经营提供了崭新的发展机遇。在利率市场化、人民币国际化的大背景下,整个资产管理行业的产业链不断延伸,跨界竞争与合作更为常态化。只有那些模式灵活、善于把握市场机遇的金融机构才有可能成为最后的赢家。
Beginning in the third quarter of 2012, barriers to the diversification of asset management in China were gradually broken. Various asset agencies such as banks, securities companies, insurance companies, funds, trusts and asset management companies flocked to the Red Sea. The era of pan-asset management officially began. The new industry competition has reduced the original system dividend and provided a brand new opportunity for development for all types of organizations. Under the background of interest rate liberalization and RMB internationalization, the industrial chain of the entire asset management industry has been continuously extended and cross-border competition and cooperation have become more normalized. Only financial institutions that are flexible in their modes and capable of seizing market opportunities are likely to be the final winners.