本文利用2000~2016年我国的经济数据,实证分析了信用规模与经济增长之间在危机前后的关系和规律。结果表明:信用规模与经济增长呈强正相关;危机前,两者为单向因果关系,经济增长是导致信用规模扩张的原因;危机后,因果关系不显著。并探究了导致实证结果差异的可能原因,为我国危机时期的信用治理提供了建议。 Based on China’s economic data from 2000 to 2016, this paper empirically analyzes the relationship between pre-crisis and post-crisis credit scale and economic growth. The result shows that the scale of credit is positively correlated with the economic growth. Before the crisis, the two are one-way causality, and the economic growth is the reason of the expansion of credit scale. After the crisis, the causation is not significant. And explores the possible causes leading to the difference of the empirical results, which provides suggestions for the credit governance in the crisis of our country.