入世以来,我国保险市场逐步对外开放。由于台湾和大陆有着共同的文化历史渊源,分析台湾保险市场的发展历程,对于当前大陆开放保险市场具有一定的借鉴意义。 台湾于1945年才真正出现本土保险公司。但到1963年底,为了避免供过于求带来盲目竞争,台湾当局禁止再新设保险公司。此后,台湾保险市场的发展经历了三个阶段。 Since China’s accession to the WTO, China’s insurance market has gradually opened to the outside world. Since Taiwan and the Mainland share common cultural and historical origins, the analysis of the development of the insurance market in Taiwan is of some reference to the current mainland open insurance market. Taiwan did not really have a local insurance company until 1945. However, by the end of 1963, in order to avoid blind competition due to oversupply, the Taiwan authorities forbid the re-establishment of insurance companies. Since then, Taiwan’s insurance market has undergone three stages of development.