２００１年，我国金融继续平稳运行，各项存款增长较快，贷款结构进一步优化，人民币利率和汇率都保持稳定，国有商业银行不良贷款比例出现了下降趋势。但是，从总结货币信贷政策执行情况的角度来看，也有一些问题和趋向值得关注和研究。货币供应量增长基本适度，但增速减缓２ In 2001, China’s financial sector continued its smooth operation with rapid growth of various deposits, further optimization of the loan structure, stable interest rate and exchange rate of RMB, and a decline in the proportion of non-performing loans of state-owned commercial banks. However, from the perspective of summarizing the implementation of monetary and credit policies, there are some problems and tendencies that deserve attention and research. Money supply growth was modest, but growth slowed 2