今年,人民银行规定:“金融机构对企业的流动资金贷款和技术改造贷款,按季结息,每季度末月的20日为结息日,对不能支付的利息,可以收复利”。其计算公式为:复利=(应收贷款利息+应收贷款利息×3×贷款执行月利率)×(1+3×贷款执行月利率)~(n-1)。其中:应收贷款利息为企业某年某季结息日不能支付的利息,n为 This year, the People’s Bank of China stipulates: “The loans for financial institutions to corporate working capital loans and technological transformation shall be settled on a quarterly basis at the end of the 20th of each month as the interest-bearing day. Interest on interest can be recovered and recovered.” The formula is: compound interest = (loan interest receivable + loan interest receivable × 3 × loan execution monthly interest rate) × (1 + 3 × loan execution monthly interest rate) ~ (n-1). Of which: loan interest receivable is the interest that a company can not pay at the end of a certain year in a certain year, n is