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城市商业银行产生和发展具有深刻的社会背景。组建城市商业银行的直接目的是化解原城市信用社的金融风险,规范地方金融秩序,以及稳定区域性金融。作为重要的金融中介机构,城市商业银行在支持地方经济发展中的作用日益显著。本文着重阐述其信贷业务对当地经济发展的作用和影响。
The emergence and development of city commercial banks have profound social background. The direct purpose of establishing a city commercial bank is to dissolve the financial risks of the original city credit cooperatives, standardize the local financial order, and stabilize the regional finance. As an important financial intermediary, city commercial banks play an increasingly significant role in supporting local economic development. This article focuses on the role and influence of its credit business on local economic development.