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各行各业都有风险,风险无处不在。对于通常的建设工程而言,由于其工程量宏观、价值量大,且与国计民生密切相关,从工程的立项、施工直至使用中有可能发生不以人们意志为转移的意外较多,故它承受的风险更突出。风险的存在,给保险业的发展蕴藏了潜力。本文在分析了建筑工程保险业现状、建筑工程保险业发展的主要障碍的基础上,提出了推进建筑工程保险业发展的主要对策。
All walks of life have risks and risks are everywhere. For the usual construction projects, due to its macro-engineering value, large amount of value, and its close relationship with national economy and people’s livelihood, there are a lot of accidents that may not occur due to the will of the people from the time of project construction and construction to the time of use. Therefore, More prominent risk. The existence of risk has potential for the development of the insurance industry. Based on the analysis of the present situation of construction insurance industry and the major obstacles in the development of construction insurance industry, this paper puts forward the main measures to promote the development of construction insurance industry.