信用评级业作为特殊的中介行业在中国有着广阔的发展空间,近年来中国也颁布了证券投资基金信用评价的相关规范,但仍然属于起步阶段,中国基金评价机制的构建还有很多不完善的地方。通过对美国信用评价机制发展的研究,结合中国基金评价市场的现实情况,可为中国基金评价机制的完善提供多角度的借鉴,促进中国信用评级业规范健康发展。 As a special intermediary industry, credit rating industry has a vast space for development in China. In recent years, China also promulgated relevant norms of credit rating of securities investment funds, but it still belongs to the initial stage. There are still many imperfections in the construction of China’s fund appraisal mechanism . Through the research on the development of the credit rating mechanism in the United States and the reality of the market in China, we can provide a multi-angle reference for the improvement of China’s fund evaluation mechanism to promote the healthy development of China’s credit rating industry.