盗抢险作为商业车险中主险之一,其承保和理赔环节存在的部分问题受到了广大投保人、被保险人的普遍关注。为此,我们特意选取了其中有代表性的案例,结合市场现行商业车险条款,对理赔相关问题进行初步分析。【案例】2015年初,男子崔某在网上认识了异地网友女子张某,通过了解两人迅速确立恋爱关系。当年5月1日,张某应邀到崔某所在城市共度假期。崔某平时在沿海省份做生意,有多辆豪华轿车。张某来访时,崔某开着 Burglary rescue as one of the main risks in commercial auto insurance, part of its underwriting and claims part of the problem by the majority of policyholders, the insured’s general concern. To this end, we deliberately selected one of the representative cases, combined with the prevailing commercial auto insurance market terms, claims related issues for a preliminary analysis. [Case] ​​In early 2015, a man Cui met online friends Zhang woman, by quickly understanding of the two established romantic relationship. May 1 that year, Zhang was invited to Cui where the city spend the holidays. Choi usually do business in the coastal provinces, there are several luxury cars. Zhang visit, Choi open