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1.提前退休合算吗?从计发养老金的原办法看,缴费时间长,计发养老金的工资基数也相应增加,计发比例相应提高,基本养老金相应也高。从计发养老金的新办法看,缴费时间长,个人账户储存额增加,个人账户养老金增大;缴费时间长,调节金也相应增大;退休时间后移,用于计发基础养老金和过渡性养老金也相应提高。提前退休时计算养老金的参数均截至在一个较早的退休时间,缴费年限、个人账户储存额都相应减少。不难看出,正常退休
1. Early retirement cost-effective? From the original method of calculating the pension, the payment of a long time, calculated the base of the corresponding increase in the wage base, accounting for a corresponding increase in the proportion of the corresponding basic pension is also high. From the point of view of the new method of calculating the pension, the long time of payment, the increase of the personal account deposit, and the increase of the individual account pension; the payment time is long and the adjustment fund also increases correspondingly; the retirement time moves backward for the calculation of the basic pension And the transitional pension also increased accordingly. Earlier retirement pension calculation of the parameters are as of an earlier retirement time, payment years, personal account savings are reduced accordingly. It is easy to see that normal retirement