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住房城乡建设部、财政部、人民银行、银监会联合印发《关于规范住房公积金个人住房贷款政策有关问题的通知》为规范住房公积金个人住房贷款政策,根据《住房公积金管理条例》和《国务院关于坚决遏制部分城市房价过快上涨的通知》的有关规定,经国务院同意,住房城乡建设部、财政部、人民银行、银监会联合印发《关于规范住房公积金个人住房贷款政策有关问题的通知》。按照《条例》规定,职工有缴交住房公积金的义务,也享有住房公积金贷款的权利,应支持缴存职工购买首套普通自住房享受低首付、低利率贷款政策的需求。《通知》规定:使用住房公积金个
Housing Urban and Rural Construction Ministry, the Ministry of Finance, the People’s Bank of China and the China Banking Regulatory Commission jointly issued “on the regulation of housing provident fund individual housing loans policy issues notice” in order to standardize the housing provident fund personal housing loan policy, according to “Housing Fund Management Regulations” and “ Notice of Rapid Housing Price Rising in Some Cities, ”with the approval of the State Council, the Ministry of Housing and Urban-Rural Development, the Ministry of Finance, the People’s Bank of China and the China Banking Regulatory Commission jointly issued the Circular on Issues Related to Regulating Housing Loans for Individuals with Housing Fund. In accordance with the “Regulations”, employees have the obligation to pay the housing provident fund, but also enjoy the right to housing provident fund loans should support the purchase of workers to buy the first set of ordinary housing to enjoy low down payment, low interest rate loan policy needs. “Notice” provides: the use of housing provident fund