一、引言置身于城郊结合部的农村信用社,背靠农村,面向城市,承载着连接城乡经济发展的重任,在建设社会主义新农村,缩小城乡差别中担当着重要角色。近年来,随着城市规模迅速扩大,农村信用社沿袭了50余年的市场定位及其发展战略正在悄然发生变化,城郊结合部逐渐融入城市化的进程加快,理应主动求变。 I. INTRODUCTION Rural Credit Cooperatives (RCCs), located in the urban-rural junction, are back to the countryside and facing the cities. They carry the important task of connecting the urban and rural areas to economic development and play an important role in building a new socialist countryside and narrowing the gap between urban and rural areas. In recent years, with the rapid expansion of urban scale, rural credit cooperatives have followed more than 50 years of market positioning and their development strategies are quietly changing. The integration of suburban areas into urbanization is accelerating and it should take the initiative to change.