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从中国工商银行2001年4月召开的京津冀地区住房金融座谈会上了解到,截至2001年2月末,该行住房 款余额达1937亿元,新增贷款107亿元,比去年同期多(?)51亿元;其中个人住房贷款1147亿元,新增99亿元,比(?)年同期多增55亿元;开发贷款为791亿元,新增8.5亿元 自营性个人住房贷款户数已达102.6万户,突破100万户(?)关。 业内分析人士指出,商业银行个人住房贷款快(?)增长的原因是多方面的。国家的住房制度改革全面快速推 ,激发了居民购房意愿;国民经济的长期持续稳定发展,国民收入的大幅攀升,以及近年来国家为鼓励居民购房采取(?)一系列优惠措施,为城镇居民购房奠定了经济基础;衣食住行,安居乐业,我国传统文化因素也刺激了居民购房消费(?)
From the Industrial and Commercial Bank of China held in April 2001 Beijing-Tianjin-Hebei housing finance forum was informed that as of the end of February 2001, the bank’s housing fund balance amounted to 193.7 billion yuan, new loans 10.7 billion yuan more than the same period last year ?) 5.1 billion; of which personal housing loans 114.7 billion yuan, an increase of 9.9 billion yuan, an increase of 5.5 billion over the same period (?) Over the same period; development loans of 79.1 billion yuan, an additional 850 million self-employed individual housing loans The number of households has reached 1.026 million, breaking the 1 million (?) Off. Industry analysts pointed out that commercial banks, personal housing loans faster (?) Growth for many reasons. The reform of the housing system in the country has been pushed in an all-round way and has stimulated the desire of residents to buy their houses. The long-term sustained and stable development of the national economy has seen a substantial increase in national income. In recent years, the state has adopted a series of preferential measures (?) To encourage residents to purchase houses, Laid the economic foundation; basic necessities of life, live and work in peace, our traditional culture also stimulated the purchase of residents (?)