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林地、土地、农房、集体建设用地、海域等“五权”抵押贷款,有效激活了农村沉睡的土地资源,为“三农”发展提供了源头活水为有效破解广大农村地区一直存在的担保难、贷款难问题,2003年以来,江苏省涉农银行业金融机构在各级政府的支持下,积极探索、尝试集体林地承包经营权、土地承包经营权、农房(宅基地)使用权、农村集体建设用地使用权和海域使用权(以下简称“五权”)抵押贷款业务,有效激活了农村沉睡的土地资源,为“三农”发展提供了源头活水。截至2014年4月末,江苏全省
The “five power” mortgage loan effectively activated the sleeping land resources in rural areas and provided the source for the development of “agriculture, rural areas and farmers”. In order to effectively crack the vast rural areas, Since 2003, with the support of governments at all levels, the financial institutions of agriculture-related banking in Jiangsu Province have actively explored and tried the right to contractual management of collective forest land, the right to contract and manage land, and the construction of farm houses (homesteads) The right to use, the right to use rural collective construction land and the right to use sea areas (hereinafter referred to as the “Five Right”) mortgage loan business effectively activated the sleeping land resources in rural areas and provided the source of living water for the development of “agriculture, rural areas and farmers”. As of the end of April 2014, the province of Jiangsu