库尔勒市的李明新咨询:今年3月10日,我朋友无证驾驶两轮摩托车通过路口时,将一行人撞伤。事故发生后,伤者被其亲属送至医院。待伤者出院后,我朋友持相关票据及证明到摩托车投保的保险公司报销,保险公司以他无证驾驶为由拒绝理赔。请问,保险公司的行为合法吗? Li Ming new consultant Korla City: March 10 this year, my friend undocumented driving two motorcycles through the intersection, a pedestrian hit. After the accident, the injured were taken to the hospital by their relatives. After the wounded were discharged from hospital, my friend held relevant bills and reimbursement to the insurance company that had insured the motorcycles. The insurance company rejected the claim on the ground that he was driving without a license. Excuse me, the insurance company’s behavior is legal?