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随着我国市场经济的进一步发展和工业化进程的加快,环境污染和生态破坏日益成为影响经济发展的社会问题。对于因环境污染所产生的环境侵权,通过保险制度来解决因环境污染所导致的损害,日益成为众多环境法学者关注的问题。环境责任保险是通过责任风险社会化解决环境污染损害赔偿问题的有效方式之一,本文通过借鉴其他国家的经验,分析了这一制度在我国实际实行的困境和原因,提出一个符合国情的环境责任保险模式架构。
With the further development of China’s market economy and the acceleration of industrialization, environmental pollution and ecological destruction have increasingly become social problems that affect economic development. For environmental infringement caused by environmental pollution, it is increasingly becoming the concern of many environmental law scholars to solve the damage caused by environmental pollution through the insurance system. Environmental liability insurance is one of the effective ways to solve the problem of environmental pollution damage compensation through the socialization of responsibility risk. Based on the experience of other countries, this paper analyzes the difficulties and causes of the actual implementation of this system in our country and proposes a environmental responsibility Insurance model structure.