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目前 ,备受广大消费者关注的“汽车消费贷款保证保险”(简称车贷险 ) ,因种种原因 ,保险公司决定暂时停办。由于此险种关系到方方面面的利益 ,因此而引起社会广泛的关注。车贷险业务起步晚 ,发展快 ,但由于一些公司在经营过程中风险意识不强 ,管理松懈 ,盲目竞争等 ,使本来应有较好发展前景的车贷险 ,成了侵蚀保险公司利润的“黑洞”。保险公司应练好内功 ,加强管理 ,优化服务 ,迎接新的挑战
At present, much consumer concern “car loan guarantee insurance” (referred to as car loan insurance), due to various reasons, the insurance company decided to suspend temporarily. As this insurance relates to the interests of all parties, it has aroused widespread concern in the community. Car loan business started late and developed rapidly, but because some companies in the course of business risk awareness is not strong, slack management, blind competition, so that should have better prospects for the development of car loan insurance, has become the erosion of the profits of insurance companies “Black hole.” Insurance companies should improve their internal strength, strengthen management, optimize services and meet new challenges