在我国供给侧改革的新形势下,中小企业在促进经济发展、缓解就业压力、提升技术等方面发挥着重要作用。但融资难仍是制约中小企业发展的主要问题。在此背景下,研究如何有效缓解中小企业融资难问题,对促进我国经济持续健康发展,具有十分重要的意义。 Under the new situation of supply-side reform in our country, SMEs play an important role in promoting economic development, alleviating employment pressure and upgrading technology. However, financing is still the main problem restricting the development of SMEs. Against this background, it is of great significance to study how to effectively alleviate the financing difficulties of SMEs in order to promote the sustained and healthy development of China’s economy.