论文部分内容阅读
在我国信用卡产业迅猛发展的背景下,利用信用卡恶意透支进行诈骗的违法犯罪活动也不断增多。最高人民法院和最高人民检察院司法解释对于恶意透支型信用卡诈骗罪的主观要件和客观要件作了较为具体的规定,但是司法实践中认定恶意透支还是存在诸多争议。如何合理推定行为人非法占有目的、准确理解催收的限制条件等,成为司法实践中准确认定恶意透支型信用卡诈骗行为必须厘清的问题,文章试对以上几个问题进行探讨。
Against the backdrop of the rapid development of credit card industry in our country, illegal and criminal activities using fraud over credit card malicious overdrafts have also been on the increase. The Supreme People’s Court and the Supreme People’s Procuratorate, the judicial interpretation of the subjective and objective elements of the crime of malicious overdraft credit card fraud made more specific provisions, but the judicial practice found that there are still many controversial overdraft malicious. How to reasonably presume the purpose of the illegal possession of the perpetrator and accurately understand the restrictive conditions of the collection are the problems that must be clarified in the criminal misconduct of credit card fraud. The article tries to discuss the above problems.