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近年来我国商业银行各项信用风险业务呈现快速增长态势,已逐渐成为商业银行资产业务中与公司贷款业务并驾齐驱的两大业务之一,战略地位日益提高。这类信用风险业务的快速发展也带来逐渐加大的风险问题,
In recent years, the credit risk businesses of commercial banks in our country have enjoyed a rapid growth. They have gradually become one of the two major businesses in the asset business of commercial banks that keep pace with the corporate lending business. The strategic position has been increasingly enhanced. The rapid development of such credit risk business also brings about the gradual increase of risk.