网上支付是电子商务发展的关键环节和基础条件,它大大促进电子商务的发展,并且给电子商务带来了繁荣。网上支付是以开放性的因特网为基础的在线电子支付,它使个人和企业不受时间和空间的限制,进行与网上交易同步的网上支付结算。网上支付是电子商务发展的关键环节和基础条件,没有实时的网上支付手段相配合,电子商务就只能是电子商情、电子合同,而无法实现网上成交。电子商务实际上是通过企业信息流、物流和资金流完成相互的活动,信息流应该是核心,物流是保障,资金流是实现手段。随着我国网上银行的发展,如今,消费者可以在任何地方、任何时间,通过互联网获得银行业务服务。网上支付应该有效地解决了电子商务资金流的问题,所以对于电子商务的发展起到了催化剂的作用,大大促进电子商务的发展,并且给电子商务带来了繁荣。当然,存在问题也是有目共睹,必须引起高度重视。 Online payment is the key link and basic condition for the development of e-commerce. It greatly promotes the development of e-commerce and brings prosperity to e-commerce. Online payment is an open Internet-based online electronic payment that allows individuals and businesses to be free from the time and space constraints of online payment transactions that are synchronized with online transactions. Online payment is the key link in the development of e-commerce and the basic conditions. Without real-time online payment, e-commerce can only be an e-commerce, electronic contract and can not be realized online. E-commerce is actually through the enterprise information flow, logistics and capital flow to complete mutual activities, information flow should be the core, logistics is to protect the flow of funds is to achieve means. With the development of China’s online banking, consumers can now obtain banking services from anywhere, anytime, through the Internet. Online payment should effectively solve the problem of e-commerce cash flow, so for the development of e-commerce has played a catalytic role, greatly promote the development of e-commerce, and brought prosperity to e-commerce. Of course, there are problems for all to see, we must attach great importance.