案例:客户陈女士多次致电95588咨询其贷款逾期产生不良信用记录的问题。个贷中心客户经理经核查得知:2006年,陈女士向工行贷款10.5万元,期限15年。2008年,陈女士与丈夫离婚,双方商定房子归男方所有,贷款由男方归还。由于男方没有按时归还贷款,给陈女士造成了不良信用记录,影响其办理其他贷款。陈女士要求我行将借款人转为男方,并消除不 Case: Customer Ms. Chen repeatedly called 95588 to consult the company about the bad credit history of its loans overdue. A loan center customer manager has been verified: 2006, Ms. Chen loan to ICBC 105,000 yuan, the deadline of 15 years. In 2008, Ms. Chen divorced her husband and both parties agreed that the house should be owned by the man and the loan should be returned by the man. As the man did not repay the loan on time, she caused bad credit record for Ms. Chen and affected her to handle other loans. Ms. Chen asked me to turn the borrower into a man and eliminate it